About Us

Helping Australians Make Better Financial Decisions Since 1991

At Carwardines, we believe financial success isn't achieved through isolated advice.

That's why we've brought together Accounting, Financial Planning and Finance Broking under one roof.

Whether you're building wealth, buying property, running a business or preparing for retirement, our team works together to help ensure every financial decision supports your long-term goals.

For over 30 years, we've helped individuals, families and business owners make smarter decisions with confidence.

Who We Work With

We help:

  • Professionals wanting to build wealth 

  • Families seeking financial security 

  • Pre-retirees preparing for retirement 

  • Retirees managing their retirement income 

  • Small business owners looking for integrated financial advice 

  • Property investors seeking strategic guidance 

Three men in business casual attire standing in an office, smiling at the camera.

Delivering Results With Distinction

We value results, not activity. We focus on adding value, solving problems, completing tasks, growing our client’s wealth and growing your business.

Meet Our Directors

  • Laurie Carwardine

    FOUNDER & BUSINESS ADVISORY

    As the founder of Carwardines, Laurie has built a firm grounded in integrity, expert insight, and a genuine commitment to client success.

    With over 30 years of experience in the industry, Laurie leads our Business Advisory division, helping business owners navigate complex financial landscapes to achieve sustainable growth. His approach combines years of strategic expertise with a practical focus on making complex financial goals a reality for every client.

  • Nathan Watson

    FINANCIAL PLANNER (CFP®)

    Nathan is a dedicated Certified Financial Planner® who prides himself on making financial planning accessible and stress-free.

    With 15+ years in the financial services industry and over 10 years with the Carwardines team, Nathan specialises in helping clients reach their lifestyle and retirement goals through tailored, smart investment and protection strategies. He is known for his ability to translate complex financial concepts into clear, actionable plans that put his clients at ease.

  • Alex Lyall

    FINANCE BROKER

    Alex brings a wealth of lending expertise to the team as our in-house Finance Broker.

    Having spent almost 10 years in the industry, Alex is passionate about helping clients elevate their financial standing by securing the right lending solutions.

    Whether you are looking to purchase a home or optimise your current business strategy, Alex focuses on finding optimal deals and refining your lending path to pave the way for long-term prosperity.

  • Jessie Huynh

    HEAD OF ACCOUNTING

    As Head of Accounting, Jessie ensures that our clients’ financial health is always prioritized through precision, transparency, and strategic oversight.

    With over 10 years of industry experience with the firm, Jessie oversees our accounting services, providing the detailed bookkeeping and strategic insights necessary to fuel business success. She is a vital part of our integrated approach, ensuring that tax and accounting strategies work in harmony with your broader financial plan.

Our Journey

  • 1991

    Carwardines Established

  • 2000s

    Expanded accounting and advisory services

  • 2008

    Introduced financial planning services

  • 2010s

    Introduced finance broking services

  • Today

    Delivering integrated financial solutions across planning, lending and accounting

    People trust established businesses.

Contact us

Interested in working together? Fill out some info and we will be in touch shortly. We can’t wait to hear from you!

READ THE LATEST FROM OUR BLOG

Blog
Is Now the Right Time to Buy a Property?
Is Now the Right Time to Buy a Property?

With property prices, interest rates and recent Federal Budget changes all making headlines, many buyers are asking the same question: is now the right time to buy?

Read more →
Financially Preparing for a Baby
Financially Preparing for a Baby

Welcoming a baby can be one of life’s biggest joys – but also one of its biggest financial shifts. While it’s easy to get swept up in nursery decor and name debates, spending some time planning your finances can make the transition far smoother and less stressful.

Read more →
Home Loan Options for the Self-Employed
Home Loan Options for the Self-Employed

Getting finance when you’re self-employed can feel more complex than it is for salaried employees, but with the right preparation, there are still plenty of options available.

Read more →