What is life insurance?

Life insurance gives you and your family financial support and peace of mind when life takes an unexpected turn. If illness, injury or loss affects your ability to earn or be there for your family, it helps ease the financial pressure and protects the people you care about most.

EXPLORE COVER OPTIONS

Explore life insurance options

Different types of cover can protect your financial security and support you in different situations.

  • A lump sum payment, designed to give your loved ones financial support if you pass away or are diagnosed with a terminal illness. The payout can help them handle the big and small costs that don’t stop – like bills, debts, or everyday living expenses.


    Designed to help you:

    • Leave behind meaningful support for your loved ones

    • Give your family options when you’re no longer around

    • Feel confident that you’ve minimised any added financial pressure on your loved ones 

  • A lump sum payment that helps you with your financial commitments if you are permanently disabled and unable to work again. Whether it’s getting additional care or making your home easier to live in, it’s about helping you rebuild your life on your terms.


    Designed to help you:

    • Stay financially steady 

    • Feel confident you’ve got long-term support 

    • Have the space and means to make adjustments to your life 

  • A lump sum payment that supports your recovery after a specified serious illness like cancer, heart attack or stroke.


    Designed to help you:

    • Cover medical or rehabilitation costs

    • Have comfort knowing you can focus on recovery

    • Make life more manageable while you recover from your illness.

  • Monthly payments of a portion of your income to help you stay on track if you can’t work for a while due to illness or injury. It’s there to enable you to continue living and give you space to focus on recovery. 


    Designed to help you:

    • Maintain your lifestyle

    • Pay essentials

    • Recover with reduced financial pressure

    • Replace lost income if you need to take time off work

We’ve partnered with TAL, one of Australia’s leading life insurers, to help you protect your life and loved ones.

 

With over 150 years behind them, TAL understands that everyone’s life looks a little different. That’s why their insurance options are flexible, practical and built to move with you as life changes.

With TAL, you can:

  • Get an online quote in under 5 minutes 

  • Choose features and benefits that fit your needs and budget 

  • Adjust, update or tailor your cover as life evolves 

  • Feel confident knowing you’ll be supported if you need to make a claim

Get your quote today

This website may contain general advice. It does not take account of your objectives, financial situation or needs. You should consider whether the information is appropriate for you, having regard to your objectives, financial situation and needs before you act on the information. Persons deciding whether to acquire or continue to hold life insurance issued by TAL should consider the relevant Product Disclosure Statement (PDS). The Target Market Determination (TMD) for the product (where applicable) is also available.   

By proceeding with a TAL policy, Carwardine & Associates Pty Ltd will receive copies of your policy documentation (which will also be sent to you), unless you tell TAL otherwise. Carwardine & Associates Pty Ltd will receive commission for any policy sale.

PLACEHOLDER:  Carwardine & Associates Pty Ltd