Finance Broking

September 10, 2024

Spouse contribution splitting is a valuable superannuation strategy in Australia that allows one partner to transfer part of their concessional contributions to the other’s super account. This approach can equalize super balances, maximize Age Pension eligibility, and optimize tax benefits, especially when there is a significant age or income gap between spouses. While beneficial, it's important to understand the eligibility criteria and consult with your super fund and financial adviser to ensure this strategy aligns with your retirement goals.

August 21, 2024

A finance broker can navigate the process of finding the right loan for you so you can focus on what's most important to you. Further, a finance broker usually has access to a wider range of loan products and rates than if you went straight to one bank or did all of the groundwork yourself. In this article, we look at the role of finance brokers and the key benefits of using one. We also set out a list of questions and documents for clients to prepare themselves for a meeting with their finance broker.

August 7, 2024

This article explains how equity is accumulated and ways in which you can use some of your equity to build additional wealth. It explains there are risks when using your equity and suggests working with the right professionals to get a desired result.

March 26, 2024

Embarking on the journey to save for your first home deposit? It may seem challenging, but fear not! In this comprehensive guide, we outline eight practical steps to make your dream of homeownership a reality. From budgeting and high-interest savings accounts to managing debts and exploring government schemes, these proven strategies will guide you towards the keys to your new home. Don't let the process overwhelm you—let Money Solutions be your trusted partner on the path to homeownership.

March 26, 2024

Ready to step into property investment? Unlock the doors to your first investment property with six straightforward steps. Learn the importance of genuine savings, paying off debts, and maintaining good loan conduct. Understand how building equity in your home can become your ticket to a new property. Plus, discover the invaluable role a mortgage broker plays in navigating the lending landscape. If wealth growth through property investment is your goal, these strategies will set you on the right path. Contact us at Money Solutions for personalized guidance on your journey to property investment success.

May 15, 2024

Struggling to save for a 20% deposit on your first home? A recent Australian Government initiative may allow you to buy your first home with a much smaller deposit, helping you take that first step to home ownership years sooner.