Retirement Solutions

It’s never too early to start thinking about your retirement. With more time to prepare, the broader your choices become. Prioritising wealth creation through investments, reducing debt, and achieving financial and lifestyle goals should all go on your preretirement bucket list. Properly optimising the lead-up to your retirement will set you up for the rest of your life in the way you always dreamed. Perhaps sooner than you think.

Retiring is an incredible step into a new phase of your life, but you need to plan for it. The earlier, the better. Here at Carwardines, we want to help define what we like to call your “Retirementality”. This mindset helps focus your retirement into three categories: Location, Vacation and Vocation. Defining these three categories will help us assist you in your retirement solutions.


Where do you want to spend your retirement? This section isn’t the holiday portion; it’s where you hang your hat at the end of the day. Is it closer to family, a sea or tree change? The world is massive, with so many choices it would need three lifetimes to explore. Deciding your final location could help steer everything else in your retirement plan.


Where do you want to go in your retirement? Have you ever been to the Sistine Chapel or a Broadway musical? Or do you want to hit the open road for extended trips away? Retirement is where you accomplish these dreams. It’s the perfect time to explore the world and see how other countries enjoy life. Planning these trips allows you to be efficient with your time and resources, meaning you can see more of the world without needing a second mortgage.


What do you want to do in retirement? People have chosen to volunteer in their local community or keep a small part-time job. They have also joined local clubs to enjoy games like bridge or mahjong to meet new people. However you wish to spend your golden years, understanding how you will be spending most of your time will assist in planning the other parts of your retirement. 

How we can help

By coming to us with a desire to plan your retirement, we will help build your ideal retirement. We help you prioritise your, lifestyle and financial goals, and help optimise your superannuation, investments, Centrelink entitlements and everything in between so you know that your retirement will be everything you want. Our Financial Planner, Nathan Watson, has been helping people plan their retirements for almost 20 years, and he’s happy to help you with yours. Call us and book a consultation to make it happen!

When can I retire?

When should I start planning for my retirement?

How much do I need to retire?

Can I change my retirement plan?

Let’s Get in Touch

Book a Consultation with a Finance Professional

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Our friendly staff will promptly assist you in arranging a consultation at a time that works best for you.

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